High Risk Insurance Coverage
For California

Welcome to Tough To Cover. We have been providing the following for more than 10-years here in California:

High Risk Homeowners Insurance

Our agency owner, Mike Gourley, has more than 30-years of experience in the insurance industry. If you have “Tough To Cover” insurance needs, we’re your one-stop-shop agency. We offer outstanding customer service throughout the entire state of California.

Tough to Cover Values

We are a group of agent advisors that firmly believes in integrity, honesty and reliability. We provide
personalized service to each and every client. When you call Tough to Cover, you’ll get a real person on the phone that cares about your needs.